Reasons for Policy Review

Reasons to Review Policies

There’s no better time to review your policies than when preparing for a new year! Insurance policies are living documents, which means they can be changed to accommodate changes in your lifestyle or circumstances. Reviewing your insurance premiums should be done annually, just like getting a physical or going to the dentist. Failure to do so could result in more headaches down the road.

For Home

When your homeowners insurance is up for renewal, it’s important to review each piece. Even if you haven’t made any significant developments or improvements to your home, it is possible that other changes have occurred that your insurance agent should know about.

For Auto

Auto insurance policies need to be reviewed to ensure that you have adequate coverage and protection for all drivers. Do you have a new driver on your policy? Are you driving more or less than last year? Has the value of your car decreased? Taking the time to review these aspects each year will save you money and give you peace of mind.

For Business

When small business owners are focused on the day-to-day activity of a growing business, it can be hard to realize all the small changes occurring that may affect insurance rates. Maybe you have purchased new equipment, additional vehicles, or developed new products or services. On the other hand, if your business is struggling and has lost money, you may want to lower your policy limit in order to accommodate a reduced value. This will also reduce your premium and save you a little money.

For Farm

Since your needs can change quickly, it’s necessary to review your farm and ranch coverages to help make sure your ag operation is protected. It can feel overwhelming when you think about all the things that could go wrong on your farm, but your agent is available to help make sure you have the coverages in place to protect your livelihood and future.

Sitting down and talking with your agent at Atwater Insurance Agency will give you the peace of mind you need. When you work with us, you can rest assured knowing your unique needs are covered. Atwater Insurance Agency is located in Tifton, Georgia and now in Ashburn, Georgia. We offer coverage for your home, automobile, business, farm or crop. Let us find the right protection for the risks you face!

All policies are subject to different forms, exclusions and endorsements. Be sure to contact your agent for final confirmation of coverage and underwriting policies