Professional Liability
Business owners face risks every day, some more than others. With lawsuits against companies and organizations continually increasing, it is important to be protected. Your clients, reputation, company, and even your personal assets could be at stake, if your business is not accurately covered. Professional liability insurance, also known as errors and omissions insurance (E&O insurance), is a type of coverage which protects you and your business from the risks you face while preforming professional or personal services.
Here at Atwater Insurance, we specifically tailor insurance policies for professional lines, such as Attorneys and Real Estate Agents, to provide the coverage needed for operating within these industries.
Real Estate Agents
As a Real Estate Agent, you work with many customers who spend large sums of money during each transaction. Your clients depend on you to provide your expert opinion and disclose all pertinent information.
Our Errors and Omissions coverage can protect you against:
- Claimed failures to disclose information
- Misrepresenting property conditions, value or damage
- Missed disclaimers
- Misunderstandings about property or other boundary lines
- Issues that develop when selling property
- Bodily injuries
- Property damage claims
- Defense fees
Attorneys
Legal professionals know, first-hand, the importance of coverage in the event of a lawsuit. However, attorneys are not immune to being sued and can quickly find themselves the target of a legal malpractice suit. Just one unsatisfied or irate client has the potential to leave a financially devastating impact on you and your business - and impact your professional license.
Our Errors and Omissions coverage can protect you against:
- Lack of communication
- Conflicts of interest
- Disputes over fees
- Alleged or actual negligence
- Defense fees
- Claims and damages