Top 3 Common Car Insurance Myths – Solved!

Common Car Insurance Myths

Car insurance can be confusing – it’s no wonder that some drivers feel like they don’t fully understand their car insurance policy. Here are some of the most common myths about car insurance, solved! Red cars cost more to insure. No one really knows how this myth began, but it’s a popular one. Plenty of drivers believe or have heard … Read More

Holiday Travel Tips

Holiday travel tips from Atwater Insurance

As the busy holiday travel weekends soon approach, the stress of wrangling kids, packing the car, making last-minute stops along the way – all while trying to arrive on time can put strain on the holiday cheer! Check out these preparation tips to make the most of your road trip: Before hitting the road, perform a car maintenance check. Check … Read More

Reasons to Insure Your Hobby Farm

Farm Insurance for Your Hobby Farm

Farm insurance isn’t just for large-scale farmers with thousands of acres and herds of cattle. If you have a hobby farm or small farm or ranch, you should seriously consider farm insurance. Here are a few reasons why. Your Homeowners Policy Doesn’t Cover Your Hobby Farm Most homeowners’ insurance policies exclude business and farming activities, meaning your hobby farm may … Read More

Reasons for Policy Review

Reasons to Review Policies

There’s no better time to review your policies than when preparing for a new year! Insurance policies are living documents, which means they can be changed to accommodate changes in your lifestyle or circumstances. Reviewing your insurance premiums should be done annually, just like getting a physical or going to the dentist. Failure to do so could result in more … Read More

Ask Your Agent: Holiday Party Protection

Brian Atwater answers a common insurance-related question.

If I host a holiday party and a guest is injured on my property, will my homeowners insurance policy cover their medical bills? First things first, if someone gets hurt while on your property, you could be held responsible for damages. Your homeowners insurance personal liability is there to protect you from accidents you are liable for that occur inside … Read More

Ask Your Agent: General and Professional Liability

Patrick Atwater III answers a common insurance-related question.

“What’s the difference between general and professional liability insurance?” Business owners face risks every day, some more than others. With lawsuits against companies and organizations continually increasing, it is important to be protected. Your clients, reputation, company, and even your personal assets could be at stake, if your business is not accurately covered. General Liability Insurance This coverage protects your … Read More

Home Theft Prevention Tips

Home Theft Prevention

According to the U.S. Department of Justice statistics, a home in the U.S. is broken into about every 15 seconds. While no one expects to come home to the results of a robbery, it happens. And with the holidays just around the corner, it is important to note that theft and break-ins rise during this season. Take a look at … Read More

In Case of a Farm Emergency

farm emergency

Severe weather brings potential challenges for farmers and ranchers. Tornadoes, hurricanes, and high volumes of chemicals on hand are just a few hazards that they face. We see firsthand the effects these incidents have on farmers, farming families, employees, and the future of these farmers. There is much to consider when it comes to protecting your farm. Here are a … Read More

Ask Your Agent: Auto Insurance Premium

Brian Atwater answers a common insurance-related question.

“Why did my auto insurance premium go up?” Sound familiar? It is a question insurance agents receive all the time. If your car insurance premium recently went up, there could be several reasons as to why this happened. Some reasons are in your control and unfortunately, others are not. Here is the scoop! Factors on your end: Your driving record … Read More

Life Changes: Review Your Insurance Policies

Couple reviewing insurance policies after big changes have happened in their lives.

When big changes happen in your life, like getting a new job, remodeling your home, having a baby, or even becoming empty nesters – you celebrate! But what do these changes do to your insurance policies? Do they affect your policies at all? After big changes it is always a good idea to sit down with your insurance agent and … Read More