As a farmer, you know your farm like the back of your hand. And, when it comes to protecting your livelihood, you know that safety is important. Being aware of all the risks on your farm is crucial in order to promote and practice the best safety measures to keep you, your workers and your family safe. Keep safety a … Read More
Common Home Insurance Claims
Home insurance can provide protection for your home, belongings, and the people inside. A lot of people wonder which home insurance claims are most common. Let’s take a look at some of the most common home insurance claims, so you can ensure your homeowners’ policy is offering you the right coverage in the case of an incident. #1: Wind and … Read More
Top 3 Common Car Insurance Myths – Solved!
Car insurance can be confusing – it’s no wonder that some drivers feel like they don’t fully understand their car insurance policy. Here are some of the most common myths about car insurance, solved! Red cars cost more to insure. No one really knows how this myth began, but it’s a popular one. Plenty of drivers believe or have heard … Read More
Holiday Travel Tips
As the busy holiday travel weekends soon approach, the stress of wrangling kids, packing the car, making last-minute stops along the way – all while trying to arrive on time can put strain on the holiday cheer! Check out these preparation tips to make the most of your road trip: Before hitting the road, perform a car maintenance check. Check … Read More
Reasons to Insure Your Hobby Farm
Farm insurance isn’t just for large-scale farmers with thousands of acres and herds of cattle. If you have a hobby farm or small farm or ranch, you should seriously consider farm insurance. Here are a few reasons why. Your Homeowners Policy Doesn’t Cover Your Hobby Farm Most homeowners’ insurance policies exclude business and farming activities, meaning your hobby farm may … Read More
Reasons for Policy Review
There’s no better time to review your policies than when preparing for a new year! Insurance policies are living documents, which means they can be changed to accommodate changes in your lifestyle or circumstances. Reviewing your insurance premiums should be done annually, just like getting a physical or going to the dentist. Failure to do so could result in more … Read More
Ask Your Agent: Holiday Party Protection
If I host a holiday party and a guest is injured on my property, will my homeowners insurance policy cover their medical bills? First things first, if someone gets hurt while on your property, you could be held responsible for damages. Your homeowners insurance personal liability is there to protect you from accidents you are liable for that occur inside … Read More
Ask Your Agent: General and Professional Liability
“What’s the difference between general and professional liability insurance?” Business owners face risks every day, some more than others. With lawsuits against companies and organizations continually increasing, it is important to be protected. Your clients, reputation, company, and even your personal assets could be at stake, if your business is not accurately covered. General Liability Insurance This coverage protects your … Read More
Home Theft Prevention Tips
According to the U.S. Department of Justice statistics, a home in the U.S. is broken into about every 15 seconds. While no one expects to come home to the results of a robbery, it happens. And with the holidays just around the corner, it is important to note that theft and break-ins rise during this season. Take a look at … Read More
In Case of a Farm Emergency
Severe weather brings potential challenges for farmers and ranchers. Tornadoes, hurricanes, and high volumes of chemicals on hand are just a few hazards that they face. We see firsthand the effects these incidents have on farmers, farming families, employees, and the future of these farmers. There is much to consider when it comes to protecting your farm. Here are a … Read More