Ask Your Agent: Auto Insurance Premium

Brian Atwater answers a consumers question about auto insurance premiums

“Why did my auto insurance premium go up?” Sound familiar? It is a question insurance agents receive all the time. If your car insurance premium recently went up, there could be several reasons as to why this happened. Some reasons are in your control and unfortunately, others are not. Here is the scoop! Factors on your end: Your driving record … Read More

Life Changes: Review Your Insurance Policies

Couple reviewing insurance policies after big changes have happened in their lives.

When big changes happen in your life, like getting a new job, remodeling your home, having a baby, or even becoming empty nesters – you celebrate! But what do these changes do to your insurance policies? Do they affect your policies at all? After big changes it is always a good idea to sit down with your insurance agent and … Read More

Farm Insurance: Making Farm-Life Easier

Be sure your farm insurance policies are up to date before harvest season.

Farmers are important for our nation. With the numerous things that can go wrong in this industry, we know they need the right farm insurance for the crucial assets in their possession. At Atwater, we ensure that our customers, who farm, have the protection they need to continue their operation for years to come. A farming operation is both a … Read More

Insurance Tips for the Small Business Owner

Retail business owner assisting customers

As a business owner, you know a thing or two about risks. While risks drive your entrepreneurial spirit – business insurance is not something to risk. Business insurance is absolutely necessary, and many small businesses go without insurance due to the expenses. However, those businesses have not carefully thought about what not having insurance could cost them. Tips for protecting … Read More

Ask Your Agent: Uninsured Motorist Coverage

Patrick Atwater III answers a common question about uninsured motorist coverage.

If you find yourself reading over your insurance policy and stumbling over the meaning of words or just find it completely confusing, you aren’t alone. Someone asked, “If I were involved and severely injured in a hit-and-run, who would cover the costs if they never found the guy that was responsible?” In this situation, Uninsured Motorist Coverage would kick in. … Read More

Farm Insurance: Equipment and Buildings

Farming equipment and structures can both obtain coverage with farm insurance policies

A farming operation is both a business and a personal livelihood. There are several policies that our providers offer to keep important assets on your farm protected all year long. Here are some policies to keep in mind when talking to your agent or when considering what type of farm insurance you need. Farm Equipment Farm equipment is one of … Read More

Business Insurance: Be Sure You’re Insured

Business man insuring he has the coverage needed in his business insurance policy.

“With all the costs involved with building a company from the ground-up, I skimped on insurance for my business. I’m saving money, right?” Well, perhaps in the short-run it seems like saving money; however, talking long-term, you may run into major issues. When it comes to business insurance, a business owner needs to consider various coverages like cyber security, E&O, … Read More

Insurance for Livestock: Beef Up Your Policy

Whether the livestock on your property are more of a hobby or if the animals are your livelihood, it is best to protect them to avoid financial loss. Livestock insurance covers animals both large and small. Livestock insurance usually is able to cover livestock and poultry as a whole, and you can get specific coverage for other groups of animals … Read More

Cyber Security: More Important Now Than Ever

Cyber security is more important now than ever due to internet shopping and other online activites.

If you’re like most Americans, you probably rely on the internet for many things like, buying birthday gifts, booking vacations, managing accounts and even paying bills. You’re trusting a company with some type of personal information with every transaction made. Even if you try to limit online purchases, most corporate systems are still connected to the internet in some way. This … Read More

Ask Your Agent: Auto Insurance Coverage

Brian Atwater answers a consumers question about auto insurance premiums

“Let’s say that my adult child, a friend, or anyone else is driving my car. If anything were to go wrong, are they covered by my auto insurance policy?”  In this case, the answer is yes – and no. Auto insurance coverage can be tricky, so here’s the deal: if a family member who lives in your home is 16 … Read More