Ask Your Agent: Holiday Party Protection

Brian Atwater answers a common insurance-related question.

If I host a holiday party and a guest is injured on my property, will my homeowners insurance policy cover their medical bills? First things first, if someone gets hurt while on your property, you could be held responsible for damages. Your homeowners insurance personal liability is there to protect you from accidents you are liable for that occur inside … Read More

Ask Your Agent: General and Professional Liability

Patrick Atwater III answers a common insurance-related question.

“What’s the difference between general and professional liability insurance?” Business owners face risks every day, some more than others. With lawsuits against companies and organizations continually increasing, it is important to be protected. Your clients, reputation, company, and even your personal assets could be at stake, if your business is not accurately covered. General Liability Insurance This coverage protects your … Read More

Home Theft Prevention Tips

Home Theft Prevention

According to the U.S. Department of Justice statistics, a home in the U.S. is broken into about every 15 seconds. While no one expects to come home to the results of a robbery, it happens. And with the holidays just around the corner, it is important to note that theft and break-ins rise during this season. Take a look at … Read More

In Case of a Farm Emergency

farm emergency

Severe weather brings potential challenges for farmers and ranchers. Tornadoes, hurricanes, and high volumes of chemicals on hand are just a few hazards that they face. We see firsthand the effects these incidents have on farmers, farming families, employees, and the future of these farmers. There is much to consider when it comes to protecting your farm. Here are a … Read More

Ask Your Agent: Auto Insurance Premium

Brian Atwater answers a common insurance-related question.

“Why did my auto insurance premium go up?” Sound familiar? It is a question insurance agents receive all the time. If your car insurance premium recently went up, there could be several reasons as to why this happened. Some reasons are in your control and unfortunately, others are not. Here is the scoop! Factors on your end: Your driving record … Read More

Life Changes: Review Your Insurance Policies

Couple reviewing insurance policies after big changes have happened in their lives.

When big changes happen in your life, like getting a new job, remodeling your home, having a baby, or even becoming empty nesters – you celebrate! But what do these changes do to your insurance policies? Do they affect your policies at all? After big changes it is always a good idea to sit down with your insurance agent and … Read More

Farm Insurance: Making Farm-Life Easier

Be sure your farm insurance policies are up to date before harvest season.

Farmers are important for our nation. With the numerous things that can go wrong in this industry, we know they need the right farm insurance for the crucial assets in their possession. At Atwater, we ensure that our customers, who farm, have the protection they need to continue their operation for years to come. A farming operation is both a … Read More

Insurance Tips for the Small Business Owner

Retail business owner assisting customers

As a business owner, you know a thing or two about risks. While risks drive your entrepreneurial spirit – business insurance is not something to risk. Business insurance is absolutely necessary, and many small businesses go without insurance due to the expenses. However, those businesses have not carefully thought about what not having insurance could cost them. Tips for protecting … Read More

Ask Your Agent: Uninsured Motorist Coverage

Patrick Atwater III answers a common insurance-related question.

If you find yourself reading over your insurance policy and stumbling over the meaning of words or just find it completely confusing, you aren’t alone. Someone asked, “If I were involved and severely injured in a hit-and-run, who would cover the costs if they never found the guy that was responsible?” In this situation, Uninsured Motorist Coverage would kick in. … Read More

Farm Insurance: Equipment and Buildings

Farming equipment and structures can both obtain coverage with farm insurance policies

A farming operation is both a business and a personal livelihood. There are several policies that our providers offer to keep important assets on your farm protected all year long. Here are some policies to keep in mind when talking to your agent or when considering what type of farm insurance you need. Farm Equipment Farm equipment is one of … Read More