A farming operation is both a business and a personal livelihood. There are several policies that our providers offer to keep important assets on your farm protected all year long. Here are some policies to keep in mind when talking to your agent or when considering what type of farm insurance you need.
Farm Equipment
Farm equipment is one of the most important parts of a farm. Equipment provides the ability to get work done, which is every reason why machinery needs protection. Our insurance coverage for tractors and other equipment functions similarly to auto insurance policies. You’ll want to make sure that you have a strong policy in place before running your equipment this season.
Farm equipment can also be pretty dangerous. In the event of something happening to you, your tractor, combine, loader, chopper, hay equipment, or someone on these machines – be sure you are protected so you do not end up with the responsibility of all the bills, which could ruin everything you’ve worked for financially.
Buildings and Structures
There are also farm insurance policies for the buildings, such as your home, barns, or shelters that are directly located on your farm. Farm home insurance is different than farm liability insurance because it protects the actual structures instead of the farm as a whole. Your farm home insurance policy should be part of your overall farm insurance policy, especially if you live on your farm. This will protect the contents of your home from disaster. If a natural disaster strikes your farm, it won’t be just the equipment and livestock that are affected. Don’t leave your home out of the equation.
When it comes to farm insurance, you shouldn’t leave anything up in the air. Call on the team at Atwater Insurance! We represent multiple insurance companies and have access to many affordable providers. We’ll provide expert help and the advice you need to protect your farm. Atwater Insurance Agency is located in both Tifton, Georgia and Fitzgerald, Georgia. We offer coverage for your home, automobile, business, or farm. Call our office with questions or to get a quote today. Our number is (229) 382-9000.
All policies are subject to different forms, exclusions and endorsements. Be sure to contact your agent for final confirmation of coverage and underwriting policies.