Top 3 Common Car Insurance Myths – Solved!

Common Car Insurance Myths

Car insurance can be confusing – it’s no wonder that some drivers feel like they don’t fully understand their car insurance policy.

Here are some of the most common myths about car insurance, solved!
  1. Red cars cost more to insure. No one really knows how this myth began, but it’s a popular one. Plenty of drivers believe or have heard that red cars cost more to insure, and that the color of your car will factor into your insurance costs. While some vehicle features will affect insurance costs, (like having an anti-theft device can earn you an insurance discount) the color of your car has no impact on your car insurance rates.
  • Men always pay more for insurance than women. Another common car insurance myth is that men will always pay more for car insurance because insurance companies see them as riskier drivers. While this may hold true within some age ranges — young men, in particular, may see higher rates because of their demographics — it is not a consistent truth.
  • “My friend borrowed my car, so he’s responsible for damages.” Not true. If your neighbor, friend or anyone who doesn’t live in your home drives your car with permission, they are probably covered under “permissive use” on your policy. Permissive use in an auto insurance policy means that you allow another person, who is not specifically covered by name or as a household member, to operate your car.

Take myths with a grain of salt. Determine the coverage that is right for you by contacting Atwater Insurance Agency! Atwater Insurance Agency is located in Tifton, Georgia and now in Ashburn, Georgia. We offer coverage for your home, automobile, business, or farm. Let us find the right protection for the risks you face.

All policies are subject to different forms, exclusions and endorsements. Be sure to contact your agent for final confirmation of coverage and underwriting policies.

Source: Policy Genius